Terms of service
Naijacredit Income Program (NIP) Terms of Service.
The following Terms and Conditions control your membership on NIP. You agree that you have read and understood this Agreement (“Agreement”) and that your membership on NIP (the “Program”) shall be subject to the following Terms and Conditions between you (the “Member”) and Naijacredit Limited.
These Terms and Conditions may be modified at any time by NIP Administrators without notice. Please review them from time to time since your ongoing use is subject to the terms and conditions as modified. Your continued participation in nip after such modification shall be deemed to be your acceptance of any such modification. If you do not agree to these Terms and Conditions, please do not register to become a member of NIP.
Terms of Participation
Members must be 18 years of age or older to participate. Members must provide NIP with accurate, complete, and updated registration information, including but not limited to an accurate name, mailing address, and email address.
To the full extent allowed by applicable law, NIP at its sole discretion and for any or no reason may refuse to accept applications for membership.
Members may not
(i) activate or use more than one Member account;
(ii) select or use an Email Address of another person;
(iii) use a name subject to rights of another person without authorization from that person;
(iv) use a false or misleading name (Except for privacy), mailing address, or email address to activate or use a Member account.
By signing up for the NIP, Member is opting-in to receive other special offer emails from NIP. If you do not wish to receive these emails, you may cancel your account anytime.
NIP reserves the right to track Member’s activity by both IP Address as well as individual browser activity.
Member agrees not to abuse his or her membership privileges by acting in a manner inconsistent with this Agreement.
Member agrees not to attempt to earn through other means than the legitimate channels authorized by NIP.
Member agrees not to participate in any fraudulent behavior of any kind.
Spamming is strictly prohibited. Any spamming done to advertise NIP will result in immediate termination of your account and a forfeiture of your account earning balance. Incidents will be dealt with on a case by case basis.
Refund Policy: As we are offering non-tangible virtual digital goods ( NIP) which is a form of the registration fee, we do not generally issue refunds after the purchase of the NIP pack has been made. Please note that by purchasing the NIP Pack, you agree to the no Refund Policy.
Membership activities, posting, sponsored post sharing, and commenting:
Administrators, Editors, and Moderators reserve the right to approve or disapprove contents or comments posted on the Naijacredit Forum. As a NIP member, you will only earn and get a revenue share paid to your bank account when you abide by the following rules:
- Irrelevant contribution (comment) e.g: one word, hmmm, ok, lol, etc, and a single line of the same sentence on all posts or comments not related to subject matters are not allowed. They will be trashed and you will not earn.
- Consistent irrelevant posts of comments by a user and inappropriate behavior may result in suspension or termination of membership and forfeiture of members’ unredeemed earnings.
- Multiple comments on a post on purpose to earn more is not allowed.
- Sponsored post sharing must correspond with the post date and must be shared as recommended.
We payout every week starting from NIP affiliate earners (NAE) with a minimum of at least N3,000 also NIP Activities Earning (NAES) respectively accumulated to at least N6,000 and above. Payment shall always start from the highest NIP earners to others. Once the available revenue is finally exhausted, pending earning will be carried over to the following month’s revenue payout.
If you did not get paid while you have earned the N6,000 thresholds, it doesn’t mean you won’t get paid while the system keeps running. Your earning will be carried over to the following week. You only need to earn more to the top earner for you to have a share on the following month’s revenue payout.
Member’s discontinued participation in the NIP or failure to notify NIP of any address (mailing or email) changes may result in the termination of Member’s membership and forfeiture of Member’s unredeemed Earnings.
Members shall comply with all laws, rules, and regulations that are applicable to members. Member acknowledges that Member may only participate in NIP if and to the extent that such participation is permitted by such laws, rules, and regulations.
If member objects to any of the Terms and Conditions of this Agreement, or any subsequent modifications to this agreement, or becomes dissatisfied with the Program, Member’s only recourse is to immediately discontinue participation in NIP and properly terminate his or her membership.
MEMBER EXPRESSLY AGREES THAT USE OF THE SERVICE IS AT MEMBER’S SOLE RISK. THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE NIGERIAN LAW, NIPEXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED BY LAW, CUSTOM OR OTHERWISE, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. NIP MAKES NO WARRANTY REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH THE PROGRAM OR ANY TRANSACTIONS ENTERED INTO THROUGH THE PROGRAM.
TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE NIGERIAN LAW, NEITHER NIP NOR ANY OF ITS MEMBERS, SUBSIDIARIES, PUBLISHERS, SERVICE PROVIDERS, LICENSORS, OFFICERS, DIRECTORS OR EMPLOYEES SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THIS AGREEMENT, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICE OR FOR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH THE PROGRAM OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF USER’S TRANSMISSIONS OR DATA, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLES, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, NIP uses appropriate industry standard procedures to safeguard the confidentiality of Member’s personal information, such as SSL, firewall, encryption, token authentication, application proxies, monitoring technology, and adaptive analysis of the Web site’s traffic to track abuse of the Naijacredit Website and its data. However, no data transmitted over the Internet can be 100% secure. As a result, while NIP strives to protect its Members personal information, NIP cannot guarantee the security of any information that Members transmit to or from the participating advertisers/merchants and Member does so at his/her own risk.
This Agreement constitutes the entire Agreement between Member and NIP in connection with general membership in the NIP and supersedes all prior agreements between the parties regarding the subject matter contained herein. If any provision of this AGREEMENT is found invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the other provisions of this AGREEMENT will remain in force. Failure of either party to exercise or enforce any of its rights under this AGREEMENT, within two(2) months the cause arose, will act as a waiver of such rights. In the event of any dispute or need for interpretation or enforcement of terms, arising out of this agreement, parties shall refer to arbitration before litigation.
Terms and Conditions of http://naijacredit.com.ng
You agree that you shall not use the website for any illegal purposes, and that you will respect all applicable laws and regulations.
You agree not to use the website in a way that may impair the performance, corrupt or manipulate the content or information available on the website or reduce the overall functionality of the website.
You agree not to compromise the security of the website or attempt to gain access to secured areas of the website or attempt to access any sensitive information you may believe exist on the website or server where it is hosted.
You agree to be fully responsible for any claim, expense, losses, liability, costs including legal fees incurred by us arising from any infringement of the terms and conditions in this agreement and to which you will have agreed if you continue to use the website.
The reproduction, distribution in any method whether online or offline is strictly prohibited. The work on the website and the images, logos, text and other such information is the property of http://naijacredit.com.ng ( unless otherwise stated ).
Though we strive to be completely accurate in the information that is presented on our site, and attempt to keep it as up to date as possible, in some cases, some of the information you find on the website may be slightly outdated.
http://naijacredit.com.ng reserves the right to make any modifications or corrections to the information you find on the website at any time without notice.
Change to the Terms and Conditions of Use
We reserve the right to make changes and to revise the above mentioned Terms and Conditions of use.